Credited interest rates
The Scheme's final crediting rates for the year ending 31 March 2025 are:
| Year Ending |
Cash | Cash/ Conserv. |
Conserv. | Conserv./ Balanced |
Balanced | Balanced/ Growth |
Growth |
| 31 Mar 2025 | 3.37% | 3.62% | 3.86% | 4.13% | 4.40% | 4.68% | 4.96% |
The Scheme’s monthly crediting rates to apply during the year to 31 March 2026 are:
| Month Ending |
Cash | Cash/ Conserv. |
Conserv. | Conserv./ Balanced |
Balanced | Balanced/ Growth |
Growth |
| Apr 2025 | 0.16% | -0.06% | -0.28% | -0.57% | -0.87% | -1.12% | -1.36% |
| May 2025 | 0.22% | 0.78% | 1.33% | 1.99% | 2.65% | 3.14% | 3.63% |
| Jun 2025 | |||||||
| Jul 2025 | |||||||
| Aug 2025 | |||||||
| Sep 2025 | |||||||
| Oct 2025 | |||||||
| Nov 2025 | |||||||
| Dec 2025 | |||||||
| Jan 2026 | |||||||
| Feb 2026 | |||||||
| Mar 2026 | - | ||||||
| Scheme Year to Date Provisional Crediting Rates* |
0.38% | 0.72% | 1.05% | 1.40% | 1.75% | 1.99% | 2.22% |
* The Scheme year to date Provisional Crediting Rates may be amended if and when the Trustee accepts the recommended final crediting rate for the year ended 31 March 2026.
This information has been prepared by Mercer (N.Z.) Limited for general information only. The information does not take into account your personal objectives, financial situation or needs.
9 July 2025