Credited interest rates

The Scheme's final crediting rates for the year ending 31 March 2025 are:

Year
Ending
Cash Cash/
Conserv.
Conserv. Conserv./
Balanced
Balanced Balanced/
Growth
Growth
31 Mar 2025 3.37% 3.62% 3.86% 4.13% 4.40% 4.68% 4.96%


The Scheme’s monthly crediting rates to apply during the year to 31 March 2026 are:

Month
Ending
Cash Cash/
Conserv.
Conserv. Conserv./
Balanced
Balanced Balanced/
Growth
Growth
Apr 2025 0.16% -0.06% -0.28% -0.57% -0.87% -1.12% -1.36%
May 2025 0.22% 0.78% 1.33% 1.99% 2.65% 3.14% 3.63%
Jun 2025              
Jul 2025              
Aug 2025              
Sep 2025              
Oct 2025              
Nov 2025              
Dec 2025              
Jan 2026              
Feb 2026              
Mar 2026             -
Scheme Year
to Date Provisional Crediting Rates*
0.38% 0.72% 1.05% 1.40% 1.75% 1.99% 2.22%


* The Scheme year to date Provisional Crediting Rates may be amended if and when the Trustee accepts the recommended final crediting rate for the year ended 31 March 2026.

This information has been prepared by Mercer (N.Z.) Limited for general information only. The information does not take into account your personal objectives, financial situation or needs.

9 July 2025