Credited interest rates
The Scheme's final crediting rates for the year ending 31 March 2024 are:
| Year Ending |
Cash | Cash/ Conserv. |
Conserv. | Conserv./ Balanced |
Balanced | Balanced/ Growth |
Growth |
| 31 Mar 2024 | 3.67% | 5.02% | 6.35% | 8.06% | 9.77% | 11.09% | 12.43% |
The Scheme’s monthly crediting rates to apply during the year to 31 March 2025 are:
| Month Ending |
Cash | Cash/ Conserv. |
Conserv. | Conserv./ Balanced |
Balanced | Balanced/ Growth |
Growth |
| Apr 2024 | 0.30% | -0.35% | -1.00% | -1.41% | -1.83% | -1.97% | -2.11% |
| May 2024 | 0.29% | 0.51% | 0.73% | 0.92% | 1.10% | 1.19% | 1.27% |
| Jun 2024 | 0.29% | 0.41% | 0.52% | 0.60% | 0.67% | 0.72% | 0.76% |
| Jul 2024 | 0.36% | 1.04% | 1.72% | 2.18% | 2.64% | 2.89% | 3.13% |
| Aug 2024 | 0.29% | 0.29% | 0.28% | 0.18% | 0.09% | 0.00% | -0.08% |
| Sep 2024 | 0.29% | 0.55% | 0.81% | 1.02% | 1.24% | 1.32% | 1.40% |
| Oct 2024 | 0.22% | -0.01% | -0.23% | -0.23% | -0.23% | -0.07% | 0.10% |
| Nov 2024 | 0.29% | 0.83% | 1.38% | 1.87% | 2.36% | 2.66% | 2.95% |
| Dec 2024 | 0.21% | -0.14% | -0.49% | -0.76% | -1.04% | -1.09% | -1.14% |
| Jan 2025 | 0.28% | 0.49% | 0.70% | 0.95% | 1.21% | 1.39% | 1.56% |
| Feb 2025 | 0.15% | 0.19% | 0.23% | 0.17% | 0.12% | -0.02% | -0.16% |
| Mar 2025 | 0.21% | -0.40% | -1.01% | -1.56% | -2.10% | -2.48% | -2.86% |
| Scheme Year to Date Provisional Crediting Rates* |
3.24% | 3.46% | 3.66% | 3.93% | 4.18% | 4.46% | 4.74% |
* The Scheme year to date Provisional Crediting Rates may be amended if and when the Trustee accepts the recommended final crediting rate for the year ended 31 March 2025.
This information has been prepared by Mercer (N.Z.) Limited for general information only. The information does not take into account your personal objectives, financial situation or needs.
30 April 2025