Credited interest rates

The Scheme's final crediting rates for the year ending 31 March 2026 are:

Year Ending	Cash	Cash/ Conserv.	Conserv.	Conserv./ Balanced	Balanced	Balanced/ Growth	Growth
31 Mar 2026	1.90%	3.53%	5.16%	6.87%	8.60%	9.73%	10.87%

The Scheme’s monthly crediting rates to apply during the year to 31 March 2027 are:

Month Ending	Cash	Cash/ Conserv.	Conserv.	Conserv./ Balanced	Balanced	Balanced/ Growth	Growth
Apr 2026	0.08%	0.88%	1.69%	2.49%	3.29%	3.82%	4.35%
May 2026
Jun 2026
Jul 2026
Aug 2026
Sep 2026
Oct 2026
Nov 2026
Dec 2026
Jan 2027
Feb 2027
Mar 2027
Scheme Year to Date Provisional Crediting Rates*	0.08%	0.88%	1.69%	2.49%	3.29%	3.82%	4.35%

* The Scheme year to date Provisional Crediting Rates may be amended if and when the Trustee accepts the recommended final crediting rate for the year ended 31 March 2027.

^{This information has been prepared by Mercer (N.Z.) Limited for general information only. The information does not take into account your personal objectives, financial situation or needs.}

^{28 May 2026}